1. We collect nonpublic personal information about you from the following sources:

    • Information we receive from you on applications or other forms;
    • Information about your transactions with us, our affiliates, or others; and
    • Information we receive from a consumer reporting agency.

  2. We do not disclose any nonpublic personal information about our customers or former customers to anyone, except as permitted by law.
  3. We may share all the information that we collect, as described above, with our affiliates. By sharing this information, we can better serve your financial needs. If you do not wish for us to share this information with our affiliates you may contact us.
  4. We may disclose the following information to companies that perform marketing services on our behalf or to other financial institutions with whom we have joint marketing agreements:

    • Information we receive from you on applications or other forms, such as your name, address, social security number, assets, and income;
    • Information about your transactions with us, our affiliates, or others, such as your account balance, payment history, and parties to transactions;
    • Information we receive from a consumer reporting agency, such as your creditworthiness and credit history.

  5. We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal regulations in order to guard your nonpublic personal information.

How we use collected information

No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. All other categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.

We may collect and use Users personal information for the following purposes:

  • To improve customer service: Information you provide helps us respond to your customer service requests and support needs more efficiently.
  • To personalize user experience: We may use information in the aggregate to understand how our Users as a group use the services and resources provided on our Site.
  • To improve our Site: To send messaging to those individuals when they have consented to such messaging.
  • To complete the services requested: Information is used to complete the service requested by the user.

How users consent to messaging

  • The user fills out a form on the website where they can consent to receive notification messages from our company. There is also a box they can check to receive product updates and/or marketing messages. The messaging disclosure is displayed to users by this form.
  • By submitting your phone number, you are authorizing us to send you text messages and notifications. Message frequency may vary. Message/data rates apply. Reply STOP to unsubscribe to a message sent from us.